This Anti-Money Laundering Policy (the "Policy") relates to the services provided by SAZAREISHI Corporation (the "Company") and the monitoring of the transactions and activities of users of the Company's services (the "Customers") in order to prevent money laundering and terrorist financing.This section describes the measures established for the purpose of preventing money laundering and terrorist financing by monitoring the transactions and activities of users of the Company's services ('Customers').Customers shall use the services only after fully understanding the contents of this Policy and may not use the Company's services if they do not agree with this Policy.

Article 1 (Purpose)
The purpose of this policy is to prevent money laundering and terrorist financing through the use of the services provided by the Company and accepted by the Customer.

Article 2 (Scope)
This Policy applies to
1. all transactions and business activities relating to the services provided by the Company
2. our employees, agents and sub-contractors
3. all customers who use the Service.

Article 3 (Know Your Customer) (KYC)
The Company shall verify the identity of customers in accordance with applicable laws and regulations. In the case of debt collection services, we will take the following alternative measures, as the usual KYC procedures depend on the outsourced service provider.
- Only transact with highly reliable counterparties.
- Maintain strict records of transactions with customers and review them on a regular basis.
- If any unusual transactions are detected, we will investigate them immediately and, if necessary, report them to the relevant authorities.

Article 4 (Suspicious Transaction Reporting)
If we detect a suspicious transaction, we will immediately report it to the relevant authorities. Examples of suspicious transactions are
- Unusually expensive transactions
- Transactions that deviate from the customer's normal trading pattern
- Complex transactions involving several third parties
- A large number of unusual transactions in a short period of time
The Company shall not be liable for any loss arising from any action taken by the Company on the basis of suspicious transactions.

Article 5 (Restrictions on transactions and freezing of accounts)
We reserve the right to restrict or freeze the use of your account in the following cases
- Where there is a suspicion of money laundering or terrorist financing
- If you breach this policy or our terms and conditions
- If we are required to do so by law or regulatory authority
- If we reasonably believe that there is a likelihood of fraudulent transactions

 

Article 6 (Retention of records)
The Company will properly retain the following records and manage them for the required period
- Transaction histories and related documents
- Records of suspicious transaction reports
- Documents relating to internal audits and risk management.
These records will be kept strictly within the retention period stipulated by law and destroyed by secure means after the expiry of the retention period.

Article 7 (Employee education and training)
The company regularly provides education and training on AML to all employees. This ensures that employees are aware of the latest AML regulations and our policies and are able to respond appropriately.

Article 8 (Internal audits and compliance)
The Company regularly audits compliance with AML policies and takes remedial action where necessary. The Compliance Department is also responsible for implementing and maintaining the AML Policy.

Article 9 (Customer obligations)
In using our services, the Customer shall strictly comply with the following.
1. not to use the Company's services for money laundering or terrorist financing
2. promptly provide the necessary information and cooperate with any transaction audits and investigations carried out by us
3. agree that we reserve the right to immediately freeze your account and report it to the relevant authorities if the necessary information is not provided or illegal activity is suspected.

Article 10 (Limitation of liability)
1. to the extent permitted by applicable law, we shall not be liable for any damage arising from anti-money laundering measures implemented by us, unless such damage is caused intentionally or through gross negligence.
2. we will not compensate you in the event of any damage arising from your breach of this Policy or suspected anti-money laundering violations

Article 11 (Costs relating to investigations and corrective actions)
If you breach this Policy or if suspicious transactions are detected, we reserve the right to charge you for the costs of investigation and corrective action.

Article 12 (Authority to share data)
We reserve the right to share your KYC information and transaction data with relevant third parties, government agencies or regulatory authorities in accordance with the implementation of this Policy and legal requirements.

Article 13 (Restriction of use and right to suspend your account)
We reserve the right to restrict or suspend your account usage in the following cases
- Where we reasonably believe, as a result of our investigation, that you have provided false information or are involved in fraudulent activity.
- Where we consider it necessary to take legal or regulatory action as a result of your breach of this Policy.

 

Article 14 (Reservation of Rights)
The Company reserves the right, in accordance with applicable law, to take additional measures (e.g. initiating legal proceedings, reporting to the relevant authorities, etc.), if necessary, over and above those set out in this Policy.

Article 15 (Indemnification of Third Parties)
If you breach this Policy, we will not be liable for any claims or actions by third parties arising from such breach, and you will bear all such costs, damages and other burdens.

Article 16 (Compliance with International Laws and Regulations)
You must comply with all applicable international laws, regulations and sanctions when using the Service. In the unlikely event of a breach of these laws and regulations, we reserve the right to suspend your account immediately and, if necessary, report the matter to the relevant authorities.

Article 17 (Obligation to update information)
You are responsible for ensuring that the information you provide to us is accurate and up to date and for notifying us immediately of any changes to such information.

Article 18 (Restrictions on use and right to suspend your account (reiterated))
In addition to the foregoing, we reserve the right, in our sole discretion, to restrict the use of your account or to temporarily or permanently suspend the provision of the Services if we reasonably believe that you are or may be in breach of this Policy.

Article 19 (Review of Policy)
The Company will periodically review this Policy and revise it as necessary in response to changes in laws and regulations or changes in the business environment..